Total 23 Junior Executive compliance manager job vacancies in D21 Upper Bukit Timah, Clementi Park, Ulu Pandan

Job Description

Who we are looking for

Corporate Compliance is seeking a dedicated and knowledgeable ESG Compliance Officer for APAC, Assistant Vice President, to oversee and ensure APAC compliance with Sustainability (Environmental, Social, and Governance) regulations regionally, including responsibility for testing and reporting of applicable laws, rules, regulatory guidance, and internal policy requirements. The ESG Compliance Officer will work with a global team, cross functionally, to monitor and keep pace with regulatory obligations, develop frameworks, policies, and procedures in alignment with regulatory obligations and the firm’s sustainability strategy as well as provide oversight of the first line of defense ESG related activities. The ideal candidate is knowledgeable of APAC ESG regulations, is a team player, and has the ability to navigate complex international regulatory landscapes while driving compliance excellence.

This role will be performed in hybrid model. We will consider applicants in Singapore, Hong Kong, Tokio and Sydney, although we may be open to extend our search to another State Street branches in APAC region.

Key responsibilities:
As ESG Compliance Officer for APAC, Assistant Vice President, you will:

• Support the development of a firm wide ESG compliance program, accounting for APAC ESG regulatory requirements, and manage the execution of monitoring and testing activities while providing insights on proportionate risk mitigation approaches in the implementation of ESG requirements.
• Support the development, implementation, and maintenance of the firm’s ESG compliance framework, ensuring its alignment with the interpretations of applicable law, regulations, regulatory guidance, and industry standards through creating traceability and mapping documents.
• Implement an effective global ESG regulatory change management program that includes monitoring for new and amended ESG regulations, standards, and guidance from primary regulatory authorities in APAC, as well as working closely with business partners to update relevant controls and drive regulatory readiness.
• Conduct ESG compliance risk assessments and review and assess regulatory and compliance breaches and remediation.
• Ensure that all material residual ESG regulatory risks and issues together with remedial/mitigation actions are documented and, in collaboration with Country Compliance Heads, reported appropriately to senior management and relevant governance forums in a timely manner.
• Ensure accurate and timely reporting of ESG disclosures, metrics, risks, and other compliance requirements to demonstrate compliance with regulatory obligations and satisfy internal reporting requirements on the effectiveness of the ESG compliance program.
• Support ESG specific regulatory examinations, inquiries and prepare business leaders for reviews conducted by regulatory authorities, in collaboration with Country Compliance Heads.
• Educate compliance and business personnel on applicable ESG and sustainability-related laws, regulations, client mandates and firm policies.
• Prepare and present annual and periodic ESG Compliance program reports/reviews to satisfy client, regulator, and internal management requirements, including Compliance Program evaluations to support the State of Compliance Report.
• Participate in activities to enable successful ESG risk framework implementation including identifying data requirements, key risk indicators, key performance indicators, tools, and technology to support risk management and governance activities.
• Support the incorporation of ESG requirements in the assessment and evaluation of regulatory risks in product and services governance frameworks.
• Advise management on ESG obligations in relation to governance arrangements including the consideration of ESG objectives and goals within performance assessments, remuneration, and compensation arrangements.
• Keep pace with ESG data needs, provisions, and risks to ensure that disclosures and reporting routines meet regulatory expectations and industry best practices.
• Help define regulatory and reputational risks in relation to ESG obligations and guide risk owners across the publicly traded parent and its investment services and investment management businesses in the design, implementation and maintenance of risk-based impact and control-effectiveness assessments, integral to measuring residual risk and evaluating risk-appetite alignment.
• Provide guidance to internal stakeholders on ESG compliance and Sustainable business practices.
• Serve as a point of contact for internal and external stakeholders on ESG compliance.
• Develop ESG related training curriculums for employees and directors.
• Be a role model of risk management excellence.

What we value:

These skills will help you succeed in this role:

• Ability to manage multiple simultaneous tasks in a high pressure, deadline-driven environment.
• Strong abilities in analytical thinking, problem solving, research, time management, and verbal and written communication.
• Qualified to collaborate with individuals across business units/lines; and
• Ability to take ownership, initiative to negotiate, influence, build consensus and successfully navigate within a demanding and international environment of a leading global financial institution.

Qualifications:

Knowledge/Education/Experience:

• Demonstrated regional experience with compliance risk management skills in financial services related to investment services and investment advisory.
• Ability to evaluate and interpret the law, regulations, and regulatory guidance.
• Experience in ESG data analysis, relevant platforms and reporting software.
• Strong understanding of environmental regulations and corporate governance standards.
• Strong written and verbal communication skills.
• Ability to work collaboratively globally with cross functional teams.
• 3+ years of experience in ESG, 3+ years in compliance risk management.

About State Street

What we do. State Street is one of the largest custodian banks, asset managers and asset intelligence companies in the world. From technology to product innovation, we’re making our mark on the financial services industry. For more than two centuries, we’ve been helping our clients safeguard and steward the investments of millions of people. We provide investment servicing, data & analytics, investment research & trading and investment management to institutional clients.

Work, Live and Grow. We make all efforts to create a great work environment. Our benefits packages are competitive and comprehensive. Details vary by location, but you may expect generous medical care, insurance and savings plans, among other perks. You’ll have access to flexible Work Programs to help you match your needs. And our wealth of development programs and educational support will help you reach your full potential.

Inclusion, Diversity and Social Responsibility. We truly believe our employees’ diverse backgrounds, experiences and perspectives are a powerful contributor to creating an inclusive environment where everyone can thrive and reach their maximum potential while adding value to both our organization and our clients. We warmly welcome candidates of diverse origin, background, ability, age, sexual orientation, gender identity and personality. Another fundamental value at State Street is active engagement with our communities around the world, both as a partner and a leader. You will have tools to help balance your professional and personal life, paid volunteer days, matching gift programs and access to employee networks that help you stay connected to what matters to you.

State Street is an equal opportunity and affirmative action employer.

Discover more at StateStreet.com/careers

About FOMO Pay

Founded in 2015, FOMO Pay Pte Ltd is a major payment institution (License No. PS20200145) regulated under the Payment Services Act in Singapore, licensed by the Monetary Authority of Singapore (MAS) to conduct Cross-border Money Transfer Service, Domestic Money Transfer Service, Digital Payment Token Service, and Merchant Acquisition Service.

As a leading one-stop digital payment, digital banking, and digital asset solution provider, we are currently building Asia’s fully licensed financial platform, helping institutions and businesses connect between fiat and digital currency. We offer three flagship products:

• FOMO Payment – One-stop digital payment solution for merchants, corporates and financial institutions
• FOMO iBank – Facilitate businesses’ everyday requirements for transactional banking needs
• FOMO Treasury – One-stop digital asset services provider bridging Web 2.0 & Web 3.0

Join and Grow with us!

At FOMO Pay, we are dedicated to pushing the boundaries of what is possible in digital payment and global banking solutions. We are seeking forward-thinking individuals who share our passion for innovation and are eager to be at the forefront of industry disruption. In our transformation journey, you will have the opportunity to work alongside visionary leaders who have an exceptional track record of shaping the future of digital payments and global banking technologies. We also believe in unlocking the potential in every individual - we offer an inclusive, supportive, and continuous learning culture where everyone can grow to be their best selves and advance in their personal and professional goals. Join our team and be a part of an exciting evolution in the industry.

Key Responsibilities:

• Prioritise and perform Know-Your-Customer (KYC) reviews (new client onboarding and periodic reviews) including conducting KYC-related analysis.
• Collaborate with different Business Departments to assess KYC documentation requirements for clients, including advising and providing guidance on KYC-related matters
• Review and evaluate daily screening alerts generated by KYC system (e.g recent adverse events, sanctions events or Politically Exposed Persons (PEP))
• Assist in generating reports to present Key Risk Indicators (KRI) to management
• Contribute and assist in ad-hoc projects undertaken by the Compliance Team (e.g. Remediation efforts, Audits, AML/CFT Trainings for employees, UAT testing for new systems)
• Demonstrate adaptability and promptness in adjusting to new Anti-Money Laundering (AML) policies, processes, and system knowledge

Requirements:

• Diploma/Degree in Accountancy, Finance or Business or other relevant qualification
• Solid understanding of MAS’ AML/CFT regulatory requirements
• Proactive and problem-solver who is creative, with ability to adapt and improvise accordingly
• Meticulous and sensitive in handling clients’ information. Ability to work effectively under pressure in a team environment
• Excellent interpersonal and communication skills (candidate is expected to collaborate with different Business Teams)
• Diligent and firm with high ethical standards

Our Perks and Benefits

• Competitive Compensation and Benefit Package
• Group Hospitalisation and Medical Insurance
• Fun and Dynamic Environment with plenty of learning and growth opportunities
• Career Advancement
• Professional Development Training Workshops
• Team Building Sessions

Reporting to the Head of Compliance & Information Security, this role supports our Head Office (HO) in Tokyo in helping our business units in Asia achieve the compliance objectives set by our MS&AD Group and MSIG Asia, and run their annual compliance and internal control programs.

Responsibilities

• Develop, update, implement, and maintain compliance, fraud, AML/CFT, and outsourcing policies, regulations, and guidelines, and annual compliance program regulations
• Enhance awareness of compliance and fraud prevention best practices by developing and sharing compliance training materials, publishing quizzes, and conducting annual compliance training and induction briefings for new employees
• Support in enforcing and monitoring compliance and information security (including outsourcing) in accordance with evolving insurance laws, regulations, risks, and the policies and guidelines set by the Group and Asia
• Review, monitor, and report on corrective and improvement measures related to audit and self-check issues, fraud incidents, dishonest and unlawful acts, regulatory sanctions, AML/CFT/sanction suspicious transactions, non-compliance in outsourcing, and issues identified through the incident control process
• Mitigate the risks identified through Compliance Risk Assessments (CRA), Fraud Risk Assessments (FRA), Outsourcing Risk Assessments, AML/CFT Risk Assessments, and the review of risk registers and mapping
• Design, develop, enhance, implement, and maintain automated/digitalised compliance workflow management and reporting applications such as AML/CFT screening platforms with API integration capabilities
• Manage and execute the annual Internal Control Program (ICP/JSOX) for Asia
• Handle and manage the periodic reporting tools for regional monitoring, ensuring the accurate consolidation of results
• Prepare, refine, and finalise reports and documents for internal committee meetings
• Manage and provide guidance and advice on investigations related to fraud and/or related incidents, and whistleblowing procedures
• Lead and coach junior staff in compliance-related tasks, guiding them in resolving complex issues through close collaboration with the Head of Department
• Support the Head of Department to represent the company and articulate the Group’s direction in alignment with Head Office’s strategy
• Support the Head of Department in partnering with senior management to foster a culture of good governance to achieve sustainable business growth

Requirements

• Degree in Law, Finance, Accountancy or a related field
• Certifications in Audit, Compliance and/or Insurance is preferred
• Minimum 12 years of experience in regional compliance planning, strategy, operations, risk management, and project management within the insurance industry, including a minimum of 6 years in a middle management position
• Good knowledge of applicable regional laws and regulations, risks and controls (for compliance, fraud, anti-bribery, Outsourcing/information security, AML/CFT/sanctions), internal control methodologies and framework, and compliance trends and risks
• Experience with AML/CFT risk management and screening, with hands-on experience using platforms such as Refinitiv (World Check One) or Dow Jones
• Experience in managing digitalization and automation projects, and proficiency in Microsoft Office 365
• Experience in navigating Asian cultural contexts and business dynamics, enabling effective collaboration with our business units in Asia
• Skilled in managing and influencing stakeholders through advisory, presentations, and consulting
• Strong analytical and problem-solving abilities, paired with business acumen and strategic planning skills

The selected candidate shall in capacity of Data Privacy Office is expected to serve as a subject-matter-expert (SME) on regional data-related regulations / legislation and at times serving as the designee / stand-in for the Regional Head on advisory matters, program decisions, or engagement with the business or other partners. The selected candidate would be required to ensure the consistent implementation of Global Data Privacy and Protection Program that enables the Bank to operate in a global, regional and functional manner that is compliant with existing and emerging data-related regulations / legislations. Furthermore, the selected candidate in the capacity of Regional Technology Compliance Advisory is the APAC SME on technology-related regulations (e.g. Information security, Artificial Intelligence) functioning as a Compliance advisor supporting Compliance team across APAC and liaising with System Office of Asia.

Strategic

• Provide regional input in developing and enhancing privacy compliance-related policies, procedures, processes, and internal controls, in particular ensuring consistency and driving a regional or global approach.
• Support of the projects/initiatives of Global Privacy Program and APAC Compliance Program.
• Continuous process refinement to manage and deliver effective advisory

Financial

• Ensure operational activities are performed effectively and assess initiatives to reevaluate resourcing structures

Customer

• Develop and maintain relationships with lines of business in APAC.
• Collaborate and support global / regional projects through the provision of subject matter expertise and assessments.

People

• Develop and maintain cooperative partnership with ACO specialist teams, APAC Country Compliance Officers (and teams), Global Data Privacy teams, Global Cross Border Data Movement team and Legal teams.

Other/Control

• Assist the Regional Head in executing the APAC Data Privacy and Protection program, including Privacy Impact Assessment reviews, collaboration with the line of business privacy leads in APAC, support of global and regional projects, especially project involving cross-border data movement, review and updating Privacy Notices, and advisory support for privacy incidents.
• Provide reports and advice to the Global Chief Privacy Officer and Global Data Privacy and Protection Program leads, as well as to committees and senior management on regional privacy related issues, trends, exceptions, and program enhancements with the APAC region.
• Engage regional Business / Support Unit management to ensure compliance to Data Privacy and Protection Program.
• Maintain a current awareness of the data-related and technology-related regulatory/legislative environment throughout the APAC region and demonstrate a strong working knowledge of privacy principles and technology applications.
• Research privacy and technology regional compliance issues and provide interpretations and clarifications.
• Coordinate remedial measures in response to issues raised in compliance examinations, audits and quality control testing.
• Interact and coordinate frequently with privacy and technology compliance officers in other MUFG regions.
• Interact with regulators regarding privacy-related examinations and ongoing supervision matters, in coordination with Legal and Government Affairs teams.
• On all of the above responsibilities, at times serve as the designee/stand-in for the Regional Head.

Job Requirements:

• Minimum Bachelor Degree
• Minimum 5 years of compliance experience in the banking/financial services industry with an emphasis of privacy compliance.
• Management / supervisory experience in the compliance function of a larger bank of financial institution.
• Strong working knowledge of banking products and services
• Strong working knowledge of privacy-related laws, regulations, and regulatory/legislative processes.
• Preferably, experience in successfully interfacing with regulators in the banking/financial services industry.
• The Certified Information Privacy Professional/Asia (CIPP/A) and /or other relevant certifications preferred.

We regret to inform that only shortlisted applicants will be notified.

Job ID: 10067966

Conyers is a leading international law firm and corporate services provider advising on the laws of Bermuda, the British Virgin Islands, and the Cayman Islands, from offices in those jurisdictions and in the key financial centres of Hong Kong, London and Singapore.

As part of the Global Compliance team and reporting to the Senior Manager, Risk & Compliance, the successful candidate shall play a key role in assisting Conyers licensable businesses meet and comply with the related Acts, Regulations and Guidelines applicable to their businesses, including those related to anti-money laundering and anti-terrorist financing (AML/ ATF) controls across multiple offshore jurisdictions, professional services and risk management. He/she will ensure that all aspects of the overall AML/ ATF and compliance programmes are carried out in line with Conyers global policies and procedures.

The successful candidate will assist the Compliance team in all matters relating to AML/ ATF and Sanctions in regard to on-boarding and ongoing monitoring, including transactional activity in support of Conyers customer due diligence (CDD) and risk management framework. This role would be ideal for someone who is keen to start their career in AML/CFT.

What Will You Do

• Assist with periodic compliance reviews
• Respond to internal queries providing guidance and advice on matters relating to Know Your Customer (KYC) and CDD for new and existing customers, and general AML/ ATF activities for customers across all levels of risk
• Analyse ongoing customer screening alerts related to Economic & Trade Sanctions, Politically Exposed Persons (PEPs) and Special Interest Persons; research and provide detailed investigation documentation, and escalate as required
• Identify and document transactions or individuals that present potential money laundering/ terrorist financing risk and raise instances of suspicious activity to the attention of the Money Laundering Reporting Officer (MLRO)
• Assist as required in the completion of various compliance reports for management
• Become familiarized with regulatory regimes in multiple offshore jurisdictions
• Any other ad hoc duties or projects as may be reasonably assigned

What You’ll Need

• Minimum diploma or university degree in a related discipline – Desirable but not essential
• Fresh graduate or up to 1 year related experience with prior exposure to a legal, corporate services and/or regulatory environment preferred
• Strong analytical skills with proven attention to detail
• Strong written and verbal communication skills, with a high level of discretion and confidentiality of customer information
• As the role requires reviewing documents in Chinese, the ability to read and write Chinese is essential.
• Must be a team player with a collaborative approach to problem solving and willing to assist other team members as and when needed
• Reliable and self-motivated with a strong work ethic
• Strong time management skills, flexible, and able to meet tight deadlines
• Familiarity with Microsoft Office, proficiency in the use of open source information tools and working knowledge of database management software is an asset.

What we offer

Our office offers a modern, friendly and bright environment in the heart of Singapore’s CBD. Upon successfully passing the probation period, in addition to our current standard package, we offer the following:

• Encouragement and ability to undertake professional study in a related AML/CFT and Compliance field
• Potential career progression
• Flexibility and option to work from home

Detailed resumes stating current and expected remuneration, together with references may be submitted in complete confidence.

Only shortlisted candidates will be notified for an interview.

Job Summary

Responsible for supporting the Global Compliance Testing function in performing deep dives and targeted risk-based reviews of Financial Crimes Compliance (AML, Sanctions, ABC) processes across APAC with an emphasis on the design and effectiveness of measures (controls) taken to monitor and mitigate applicable risk.

Major Responsibilities:

• Engage with team leads with a goal to assist and when required lead end-to-end compliance testing reviews, applying the Bank’s testing methodology for MUFG Bank locations regionally/globally.
• Apply the bank’s testing methodology and create testing workpapers to evaluate the effectiveness of existing financial crimes frameworks including the design and implementation of relevant controls across the AML, Sanctions and ABC framework.
• Work closely with key stakeholders to understand business and functional requirements and support team leads in developing test plans, scripts, procedures, and sampling methodologies that incorporate regulatory expectations, industry developments, lessons learned from regulatory findings and internally identified issues by compliance testing and internal audit.
• Engage review stakeholders during testing reviews and provide credible challenge to ensure financial crimes controls are adequately evaluated.
• Play a leading role in financial crimes related projects and engage with global and regional compliance management in the implementation of a coordinated, consistent, and risk-based testing program.
• Assist in developing and maintaining quality control processes to drive adherence to Global Testing Standards.
• Drive central coordination, governance, and reporting, leveraging regional structures and best practices.
• Apply in-depth subject matter and industry expertise in preparing/reviewing reports summarizing the objectives, scope, findings, and conclusions of completed testing.
• Support management in the validation of Management Action Plans designed to address remediation efforts and testing review findings.
• Play a leading role in coordinating with Issues Management for monitoring and tracking resolution of testing findings, including validating actions taken to resolve previously identified issues.
• Monitor developments, such as changes in the regulatory environment, financial crime/core compliance risks and industry developments which may necessitate ad hoc testing.
• Play a key role in the development and enhancements to testing methodology, standards and procedures, Annual Test Plan, and testing tools.
• Support general compliance activities and other duties, including special projects as assigned.
• Undertake any other relevant tasks as assigned to support the testing program.

Qualifications:

• Degree Qualified
• Minimum 5 years’ experience, in the financial crimes compliance or core compliance area of a global bank, consulting firm, or regulatory agency.
• Experience with performing compliance testing, assurance processes or internal/external audits.
• Knowledge of financial crimes compliance or core compliance laws and regulations.
• Excellent judgment and analytical skills.
• Experience in working in diverse teams.
• Strong written and verbal communication skills.
• Certified Anti-Money Laundering Specialist (CAMS) Certification is a plus. A qualified Chartered Accountant preferred.
• Some travel may be required within APAC.

We regret to inform that only shortlisted candidates will be notified.

Job ID: 10067890

JOB DESCRIPTION

- Customer AML/KYC CDD review for high risk and medium risk on deposit account holders including new or existing individual and entity customers.

- Review transaction monitoring alerts for plausibility/suspicion and documentation of its results.

- Periodic quality assurance testing on disposition of real-time transactions’ sanctions & related screening alerts & deliver its results for review.

- Assist in RFI (request for info) correspondence with internal or external stakeholders.

- Investigate, prepare information and if necessary put up recommendation to file / not file Suspicious Transaction Reporting (“STR”) & assess for any violation of sanctions regulations.

- Participate in Compliance Committee Meeting if there is a potential Suspicious Transaction Reporting (STR) case being raised.

- STR submitter in SONAR system and record keeping of the related documents.

- Update and maintains STR register.

- Assist (upon receipt of Head Office’s circular on countries risk ratings updates) to update & maintain the internal system database for operational use

- Review periodic name screening results upon delta change or incremental update in watch/sanction list(s).

- Check on media sweep hits to ensure they are properly disposed and documented

- Coordinate and prepare the MAS AML annual survey’s returns for review.

- Assist to prepare monthly MIS report to Head Office (input for transaction/screening alerts’ count).

- Assist in correspondence and liaising with auditors.

- Assist in facilitating in-house periodic compliance training.

- Assist in facilitating in-house compliance and risk awareness training to newly joined staff members.

- Assist in putting up IT job request (for the annual CRS reporting returns generation) annually.

- Ensure by reminding owners of outsourcing arrangements to timely complete periodic risk review.

- Assist CCO to attend to court orders or legal letters by mainly checking against our customer base and prepare reply to legal firms.

- Assist in other compliance ad-hoc duties as may be assigned.

Requirements

1. Keen to learn and grow in a commercial banking environment.

2. Preferably with ability to liaise with Chinese speaking clients and handle Chinese Documents.

3. Possess a recognised University Degree or diploma in Business / Accountancy / Banking / Finance Engineering

4. Able to handle adhoc projects.

5. Possess good analytical, good interpersonal and communication skills. Co-operative team player.

Responsibilities
- Provide assistance in evaluating and validating client KYC information and documentation, ensuring adherence to the Company's AML/KYC guidelines. This includes reviewing the background of clients and independently verifying the submitted information when required.

- Perform name screening against applicable sanction lists, PEP lists, adverse news, and any other relevant sources. Ensure that screening assessments on potential matches are accurately documented to meet regulatory and audit requirements.

- Collaborate with the Front Office to ensure timely completion of clients’ onboarding, periodic reviews, and changes of circumstances.

- Ensure that client data in the internal system is promptly updated in accordance with current regulations and group policies.

- Assist in performing daily compliance activities, such as conducting checks and monitoring of client transactions, ensuring adherence to regulatory requirements.

- Provide assistance in organizing and managing the Company's policies and manuals within the designated archives.

- Liaison with Front Office and Management on outstanding issues relating to account documentation and transaction monitoring.

- Assist in maintaining the Company internal control list.

- Other ad hoc duties as required.

Profile

- 1 to 3 years of relevant experience preferably in Private Banking industry and good understanding of KYC/AML/Compliance/Risk requirements

- Good time management and ability to prioritize tasks effectively.

- Strong communications and interpersonal skills.

- Strong attention to detail and organizational skills.

- Ability to work independently and as part of a team.

Main Job Description

Implement compliance controls, policies and procedures

• Support the implementation of compliance controls in accordance with compliance policies and frameworks
• Conduct routine monitoring and surveillance activities
• Execute regulatory compliance management procedures and escalate deviations
• Support internal compliance testing activities
• Generate suspicious activity reports for trade, transactions and other activities
• Track the implementation of compliance policies, processes and procedures and evaluate their effectiveness

Execute compliance-related administration

• Ensure compliance-related policies, processes, activities and reports are documented
• Monitor communication channels for compliance queries and escalate to relevant parties
• Direct stakeholders to compliance resources and references
• Escalate any technology system issues from compliance standpoint
• Gather evidence and documentation for compliance investigations

Support compliance knowledge management

• Conduct research on industry best practices and developments to update knowledge management systems
• Gather information on the latest regulations and requirements to support the preparation of compliance reports
• Compile compliance and financial crime compliance activity status reports
• Document compliance assessments, monitoring and surveillance findings
• Coordinate responses to compliance queries and/or regulatory queries
• Assist in preparation of compliance-related training materials
• Disseminate compliance-related communication and memo support compliance knowledge management

Job Requirement

• As Candidate is required to be familiar with the compliance requirement of MAS, those with at least 1 year of working experience in Singapore Banking Industry (with not more than 2 banks) will have advantage.
• The ideal candidate is a team-player with the ability to see beyond his/ her job-scope and work with the business unit colleagues to realise business goals and targets
• Mature candidate and able to work under pressure and meet timelines is preferred
• Able to articulate fluently and is assertive with good interpersonal, analytical and writing skills
• Proficiency bilingual as successful candidate is required to prepare email correspondence and periodic reports in English and Chinese for overseas branches and HQ in Taiwan

Reporting to the Head of Compliance & Information Security, this role supports our Head Office (HO) in Tokyo in helping our business units in Asia achieve the compliance objectives set by our MS&AD Group and MSIG Asia, and run their annual compliance and internal control programs.

Responsibilities

• Develop, update, implement, and maintain compliance, fraud, AML/CFT, and outsourcing policies, regulations, and guidelines, and annual compliance program regulations
• Enhance awareness of compliance and fraud prevention best practices by developing and sharing compliance training materials, publishing quizzes, and conducting annual compliance training and induction briefings for new employees
• Support in enforcing and monitoring compliance and information security (including outsourcing) in accordance with evolving insurance laws, regulations, risks, and the policies and guidelines set by the Group and Asia
• Review, monitor, and report on corrective and improvement measures related to audit and self-check issues, fraud incidents, dishonest and unlawful acts, regulatory sanctions, AML/CFT/sanction suspicious transactions, non-compliance in outsourcing, and issues identified through the incident control process
• Mitigate the risks identified through Compliance Risk Assessments (CRA), Fraud Risk Assessments (FRA), Outsourcing Risk Assessments, AML/CFT Risk Assessments, and the review of risk registers and mapping
• Design, develop, enhance, implement, and maintain automated/digitalised compliance workflow management and reporting applications such as AML/CFT screening platforms with API integration capabilities
• Manage and execute the annual Internal Control Program (ICP/JSOX) for Asia
• Handle and manage the periodic reporting tools for regional monitoring, ensuring the accurate consolidation of results
• Prepare, refine, and finalise reports and documents for internal committee meetings
• Manage and provide guidance and advice on investigations related to fraud and/or related incidents, and whistleblowing procedures
• Lead and coach junior staff in compliance-related tasks, guiding them in resolving complex issues through close collaboration with the Head of Department
• Support the Head of Department to represent the company and articulate the Group’s direction in alignment with Head Office’s strategy
• Support the Head of Department in partnering with senior management to foster a culture of good governance to achieve sustainable business growth

Requirements

• Degree in Law, Finance, Accountancy or a related field
• Certifications in Audit, Compliance and/or Insurance is preferred
• Minimum 12 years of experience in regional compliance planning, strategy, operations, risk management, and project management within the insurance industry, including a minimum of 6 years in a middle management position
• Good knowledge of applicable regional laws and regulations, risks and controls (for compliance, fraud, anti-bribery, Outsourcing/information security, AML/CFT/sanctions), internal control methodologies and framework, and compliance trends and risks
• Experience with AML/CFT risk management and screening, with hands-on experience using platforms such as Refinitiv (World Check One) or Dow Jones
• Experience in managing digitalization and automation projects, and proficiency in Microsoft Office 365
• Experience in navigating Asian cultural contexts and business dynamics, enabling effective collaboration with our business units in Asia
• Skilled in managing and influencing stakeholders through advisory, presentations, and consulting
• Strong analytical and problem-solving abilities, paired with business acumen and strategic planning skills

About us

Chocolate Finance (“Chocolate”) is a brand proudly founded in 2022 in Singapore. Registered and licensed by the Monetary Authority of Singapore (MAS) under the name Chocfin Pte Ltd in 2024, we are a private company with our head office located in Singapore.

We have people who make technology work for our clients. People who make clients’ experience with Chocolate simple, frictionless and joyful. People who know where to invest clients’ money to help everyone to get the happy returns. We are people who care about making our clients’ life richer.

Chocolate is supported by global and regional venture capital firms like Peak XV (previously Sequoia), Prosus Ventures, partners of DST Global, Saison Capital and other leading investors.

Why join Chocolate?

At Chocolate, we have brought together a team of experts who have a passion for changing the finance industry. We’re one team working towards one dream. You will have the opportunity to work with cutting-edge tools and technology, honing your skills and contributing to our mission to create financial happiness for everyone, by creating simple and frictionless products that put a smile on our clients’ face when they think about finances.

Job Responsibilities

1. AML/KYC

• Review customer due diligence from Compliance perspective
• Communicate effectively and efficiently with relevant internal parties to obtain KYC documents

2. Transaction Monitoring

• Reviewing & monitoring clients’ transactions
• Efficient identification, investigate and assess of potential suspicious transactions / activities and report to the Compliance Team Lead
• Liaise with Customer Service team for clarification
• Preparing the report for filing the STR whenever necessary
• Investigating high risk clients and obtaining all necessary documentation to complete the client file

3. General

• Handling ad hoc tasks assigned by Compliance Team Lead
• Ensure timely follow up to queries from Business unit
• Act as the Liaison contact between Customer Service team and Compliance on all AML/CFT and sanctions Matters

Skills Requirements and Qualifications

• Qualification: diploma and above
• Excellent communication (both written and verbal), and interpersonal skills
• Ability to multitask, prioritise and manage time effectively
• Meticulous and detailed oriented
• Strong analytical and problem-solving capabilities
• Proficient in MS Office
• A highly collaborative individual who can work as part of a team and also independently
• Self-motivated
• Adaptable to fast changing environment

Benefits & perks

• Flexible working locations
• Competitive Staff Benefits: Sponsored educational certifications, Annual leave, Medical Insurance, Weekly Team lunches and monthly team bonding events
• Choice of Apple or PC equipment

How to apply?

The posted role is an excellent opportunity for a fresh-grad to get in-depth experience in a fast-growing fintech. With this regard, we kindly ask you to provide the following:

• A cover letter explaining your background and why you are interested in the role.
• An up to date CV

Job Overview

As a member of the Compliance team, you shall assist in implementing the company’s compliance and risk management program to ensure adherence to the regulatory requirements and internal policies.

Responsibilities

• Conduct Know-Your-Customer (“KYC”) reviews of new and existing customers
• Undertake ongoing compliance checks and investigation, including the review of name screening alerts (e.g. adverse news, sanctions, and Politically Exposed Persons)
• Assist in monitoring regulatory developments and preparing reports
• Co-ordinate staff training and assist in preparing the training materials
• Participate in AML / CFT projects and provide support in data collation
• Assist in handling general inquiries on KYC documentation
• Provide support in monitoring updates or requests from the stakeholders and updating records
• Undertake ad-hoc tasks as assigned from time to time

Requirements

• Minimum Diploma Holder
• Experience in AML is a plus but not essential
• Good command of written and spoken English
• Good knowledge of Microsoft Excel, Word and PowerPoint
• Attention to detail
• Willing to learn on the job

JOB DESCRIPTION

- Customer AML/KYC CDD review for high risk and medium risk on deposit account holders including new or existing individual and entity customers.

- Review transaction monitoring alerts for plausibility/suspicion and documentation of its results.

- Periodic quality assurance testing on disposition of real-time transactions’ sanctions & related screening alerts & deliver its results for review.

- Assist in RFI (request for info) correspondence with internal or external stakeholders.

- Investigate, prepare information and if necessary put up recommendation to file / not file Suspicious Transaction Reporting (“STR”) & assess for any violation of sanctions regulations.

- Participate in Compliance Committee Meeting if there is a potential Suspicious Transaction Reporting (STR) case being raised.

- STR submitter in SONAR system and record keeping of the related documents.

- Update and maintains STR register.

- Assist (upon receipt of Head Office’s circular on countries risk ratings updates) to update & maintain the internal system database for operational use

- Review periodic name screening results upon delta change or incremental update in watch/sanction list(s).

- Check on media sweep hits to ensure they are properly disposed and documented

- Coordinate and prepare the MAS AML annual survey’s returns for review.

- Assist to prepare monthly MIS report to Head Office (input for transaction/screening alerts’ count).

- Assist in correspondence and liaising with auditors.

- Assist in facilitating in-house periodic compliance training.

- Assist in facilitating in-house compliance and risk awareness training to newly joined staff members.

- Assist in putting up IT job request (for the annual CRS reporting returns generation) annually.

- Ensure by reminding owners of outsourcing arrangements to timely complete periodic risk review.

- Assist CCO to attend to court orders or legal letters by mainly checking against our customer base and prepare reply to legal firms.

- Assist in other compliance ad-hoc duties as may be assigned.

Requirements

1. Keen to learn and grow in a commercial banking environment.

2. Preferably with ability to liaise with Chinese speaking clients and handle Chinese Documents.

3. Possess a recognised University Degree or diploma in Business / Accountancy / Banking / Finance Engineering

4. Able to handle adhoc projects.

5. Possess good analytical, good interpersonal and communication skills. Co-operative team player.

About AETOS

AETOS Capital Group Pty Ltd is a renowned Australian broker specializing in financial products trading services, provide retail and corporate clients with diversified financial derivative products including Margin Forex Contracts and CFD in Precious Metals, Indices, Commodities, Shares and Cryptocurrencies.

Job Description:

• Responsible for implementing and administering all aspects of compliance program, developing ongoing awareness on new regulatory obligations.
• Handles all administrative matters there to, under the supervision of a Senior Compliance Officer
• Ensuring the company complies with local and all internal policies and controls are adequate and adhere to the requirements set by local related regulatory.
• Coordinating staff training and competence to ensure obligations are met including drafting and issuing supplementary training materials.
• Implementing necessary administrative measures to all the compliance and back-office procedures involved in new client onboarding, account opening, fund deposit and withdraw.
• Investigating client disputes and handling clients' complaints or inquires through phone call, email, and live chat.
• Conducting internal audits and checking internet system logs. Reviewing marketing and promotional materials.
• Preparing various compliance reports including compliance meeting minutes, breach report, incident report and maintaining compliance registers.
• Performs ad-hoc tasks as assigned by a superior.

Job Requirements:

• Have a minimum educational qualification at diploma holder or equivalent.
• Be able to listen, speak, read, and write English at a proficiency level equivalent.
• Capability of working under pressure and meeting deadlines.
• Willing to learn with positive working attitude.
• Responsible, self-motivated, and detail minded.

Company Overview:

Committed to upholding the highest standards of regulatory compliance, we are seeking a meticulous and driven Compliance Officer/Assistant to join our team. This role offers the opportunity to contribute to our mission of ensuring adherence to legal standards and internal policies.

Job Responsibilities:

• Conduct regular audits and reviews to ensure compliance with regulatory requirements and internal policies.
• Implement compliance procedures and protocols.
• Collaborate with various departments to educate and advise on compliance issues.
• Investigate and resolve compliance concerns, violations, and discrepancies.
• Prepare and submit reports to regulatory bodies as required.
• Stay updated on industry developments and best practices in compliance.

Requirements:

• Familiarity with industry standards and regulations relevant to the company’s operations;
• Strong analytical skills with attention to detail;
• Excellent communication and interpersonal skills;
• Ability to work independently and collaboratively within a team; and
• Proficiency in Microsoft Office Suite and other relevant software.

Additional Information:

• Location: Central
• Employment Type: Full-Time

Application Instructions:

Interested candidates should submit a resume outlining their qualifications and interest in the position to [email protected]. We thank all applicants for their interest; however, only those selected for an interview will be contacted.

Company Culture:

At Dazzling Xchange, we value integrity, collaboration, and innovation. Our team is dedicated to maintaining a supportive and inclusive work environment where employees can thrive and grow professionally. Join us in making a positive impact through compliance excellence.

About AETOS

AETOS Capital Group Pty Ltd is a renowned Australian broker specializing in financial products trading services, provide retail and corporate clients with diversified financial derivative products including Margin Forex Contracts and CFD in Precious Metals, Indices, Commodities, Shares and Cryptocurrencies.

Job Description:

• Responsible for implementing and administering all aspects of compliance program, developing ongoing awareness on new regulatory obligations.
• Handles all administrative matters there to, under the supervision of a Senior Compliance Officer
• Ensuring the company complies with local and all internal policies and controls are adequate and adhere to the requirements set by local related regulatory.
• Coordinating staff training and competence to ensure obligations are met including drafting and issuing supplementary training materials.
• Implementing necessary administrative measures to all the compliance and back-office procedures involved in new client onboarding, account opening, fund deposit and withdraw.
• Investigating client disputes and handling clients' complaints or inquires through phone call, email, and live chat.
• Conducting internal audits and checking internet system logs. Reviewing marketing and promotional materials.
• Preparing various compliance reports including compliance meeting minutes, breach report, incident report and maintaining compliance registers.
• Performs ad-hoc tasks as assigned by a superior.

Job Requirements:

• Have a minimum educational qualification at diploma holder or equivalent.
• Be able to listen, speak, read, and write English at a proficiency level equivalent.
• Capability of working under pressure and meeting deadlines.
• Willing to learn with positive working attitude.
• Responsible, self-motivated, and detail minded.

Job Scope:

• Assist the Compliance officer in performing his/her responsibilities
• To provide compliance support to the business and work with other members of the team to ensure all required records and compliance registers are maintained and in an accurate and timely manner
• Liaising with staff from compliance colleagues globally and other departments as required
• Assist in preparing for and responding to routine reviews/audits and maintain
• compliance review files to include follow-up of all items required by regulators for audit purposes
• Carry out other ad hoc tasks assigned by the Compliance Manager
• Assist in transaction monitoring
• Monitor high-risk customers or businesses
• Conduct reviews on merchants/businesses as needed
• Maintain records for high-risk customers
• Preparing monthly reports for the compliance team

Job Requirement:

• Ability to use good judgment and logic with attention to detail and organization skills
• At least 1 year of KYC or Transaction Monitoring experience in banking or finance.
• Experience in preparing materials for compliance reporting
• Ability to review content for accuracy and consistency
• At least 1 year experience in Compliance or corporate secretariat and with basic
• knowledge of regulatory compliance issues
• Proficient with word processing, excel and computer skills

We apologize that only shortlisted candidates will be contacted. Thank you

By sending us your personal data and curriculum vitae (CV), you are deemed to consent to PERSOLKELLY Singapore Pte Ltd and its affiliates collecting, using and disclosing my personal data for the purposes set out in the Privacy Policy which is available at www.persolkelly.com.sg I also acknowledge that I have read, understood, and agree to the said Privacy Policy.

PERSOLKELLY Singapore Pte Ltd • RCB No. 200007268E

EA Registration No. R24119847 (KENNETH NG JING LONG)

Job Scope:

• Assist the Compliance officer in performing his/her responsibilities
• To provide compliance support to the business and work with other members of the team to ensure all required records and compliance registers are maintained and in an accurate and timely manner
• Liaising with staff from compliance colleagues globally and other departments as required
• Assist in preparing for and responding to routine reviews/audits and maintain
• compliance review files to include follow-up of all items required by regulators for audit purposes
• Carry out other ad hoc tasks assigned by the Compliance Manager
• Assist in transaction monitoring
• Monitor high-risk customers or businesses
• Conduct reviews on merchants/businesses as needed
• Maintain records for high-risk customers
• Preparing monthly reports for the compliance team

Job Requirement:

• Ability to use good judgment and logic with attention to detail and organization skills
• At least 1 year of KYC or Transaction Monitoring experience in banking or finance.
• Experience in preparing materials for compliance reporting
• Ability to review content for accuracy and consistency
• At least 1 year experience in Compliance or corporate secretariat and with basic
• knowledge of regulatory compliance issues
• Proficient with word processing, excel and computer skills

Interested candidates who wish to apply for the advertised position, please click on "Apply Now". We regret that only shortlisted candidates will be notified.

PERSOLKELLY Singapore Pte Ltd • RCB No. 200007268E

EA License No. 01C4394 • EA Registration No. R23114347 (Pang Xue Ni)

Job Scope:

• Assist the Compliance officer in performing his/her responsibilities
• To provide compliance support to the business and work with other members of the team to ensure all required records and compliance registers are maintained and in an accurate and timely manner
• Liaising with staff from compliance colleagues globally and other departments as required
• Assist in preparing for and responding to routine reviews/audits and maintain
• compliance review files to include follow-up of all items required by regulators for audit purposes
• Carry out other ad hoc tasks assigned by the Compliance Manager
• Assist in transaction monitoring
• Monitor high-risk customers or businesses
• Conduct reviews on merchants/businesses as needed
• Maintain records for high-risk customers
• Preparing monthly reports for the compliance team

Job Requirement:

• Ability to use good judgment and logic with attention to detail and organization skills
• At least 1 year of KYC or Transaction Monitoring experience in banking or finance.
• Experience in preparing materials for compliance reporting
• Ability to review content for accuracy and consistency
• At least 1 year experience in Compliance or corporate secretariat and with basic
• knowledge of regulatory compliance issues
• Proficient with word processing, excel and computer skills

We apologize that only shortlisted candidates will be contacted. Thank you

By sending us your personal data and curriculum vitae (CV), you are deemed to consent to PERSOLKELLY Singapore Pte Ltd and its affiliates collecting, using and disclosing my personal data for the purposes set out in the Privacy Policy which is available at www.persolkelly.com.sg I also acknowledge that I have read, understood, and agree to the said Privacy Policy.

PERSOLKELLY Singapore Pte Ltd • RCB No. 200007268E

EA License No. 01C4394 • EA Registration No. R22109561 (Mohammed Firdaus Bin Ellias)

Job Descriptions

● Assist in monitoring high-risk customers or businesses and maintain records

● Assist in conducting reviews on merchants/businesses as needed

● Perform transaction monitoring

● Assist in preparing for and responding to routine reviews/audits and maintain compliance review files to include follow-up of all items required by regulators for audit purposes

● Assist the Compliance officer in performing his/her responsibilities

● Provide compliance support to the business and work with other members of the team to ensure all required records and compliance registers are maintained and in an accurate and timely manner

● Liaising with staff from compliance colleagues globally and other departments as required

● Preparing monthly reports for the compliance team

Requirements:

• At least 1 year experience in Compliance and with basic knowledge of regulatory compliance issues
• Ability to use good judgment and logic with attention to detail and organizational skills
• Experience in preparing materials for compliance reporting
• Ability to review content for accuracy and consistency
• Proficient with word processing, excel and computer skills

Your key roles & responsibilities include:

· Enhancing overseas compliance monitoring framework/programme

· Formulating and executing annual monitoring plan to cover all relevant offices and applicable monitoring

themes/elements

· Handling queries from offices and providing assists with proper interpretation and adherence of Japanese laws

and regulations and relevant internal rules that are applicable to the bank and its clients

· Coordinating with HQ relevant departments/sections, and effectively communicating with regional offices’

compliance personnel and management to strengthen the bank’s compliance risk control locally, regionally, and

globally

What you should have:

· A Bachelor’s Degree

· At least 5 years of relevant experience in compliance analysis, planning, relevant rule

implementation/revision/abolition process

· Special knowledge of Japanese laws and regulations, especially the ones applicable to Japanese Financial

Institutions operating overseas

· Good problem-solving skills and the ability to acquire consensus among stakeholders.

· Skills for critical & analytical thinking, articulate documentation, effective communication, relationship building

among others

· Business-level proficiency in both English and Japanese are required to read, write, understand documents as

well as communicate in those two languages with Head office in Japan, Singapore branch staff and globally

including our regional branches

· Strong understanding and affiliation to Japanese financial industry with relevant network

About AETOS

AETOS Capital Group Pty Ltd is a renowned Australian broker specializing in financial products trading services, provide retail and corporate clients with diversified financial derivative products including Margin Forex Contracts and CFD in Precious Metals, Indices, Commodities, Shares and Cryptocurrencies.

AETOS Support Services Pte Ltd is a wholly owned operational office within the AETOS Capital Group Pty Ltd. AETOS Support Services team consists of the departments of IT, Dealing, Operation and Finance in Singapore office.

Job Descriptions:

• Responsible for implementing and administering all aspects of compliance program
• Handles all administrative matters there to, under the supervision of a Senior Compliance Officer
• Ensuring the company complies with local and all internal policies and controls are adequate and adhere to the requirements set by local related regulatory.
• Coordinating staff training and competence to ensure obligations are met including drafting and issuing supplementary training materials.
• Implementing necessary administrative measures to all the compliance and back office procedures involved in new client onboarding, account opening, fund deposit and withdraw.
• Investigating client disputes and handling clients' complaints or inquires through phone call, email and live chat.
• Conducting internal audits and checking internet system logs. Reviewing marketing and promotional materials.
• Preparing various compliance reports including compliance meeting minutes, breach report, incident report and maintaining compliance registers.
• Constantly reviewing of company's compliance programs and developing ongoing awareness on new regulatory obligations
• Ad-hoc tasks assigned by Director of AETOS Capital Group

Job Requirements:

• Degree qualification required, preferably in Finance or Law
• Capability of working under pressure and meeting deadlines
• Experience within an OTC derivatives issuer environment an advantage
• Minimal experience is acceptable

Note:

• 5 days work week (Monday to Friday)
• All nationality and fresh graduate are welcome

This is a permanent employment, we are offer a competitive remuneration package to the right candidates. Please post your interest by sending your cover letter and CV (in PDF or MS-Word format) to [email protected] including your Availability, Current Salary and Expected Salary

Job Descriptions

● Assist in monitoring high-risk customers or businesses and maintain records

● Assist in conducting reviews on merchants/businesses as needed

● Perform transaction monitoring

● Assist in preparing for and responding to routine reviews/audits and maintain compliance review files to include follow-up of all items required by regulators for audit purposes

● Assist the Compliance officer in performing his/her responsibilities

● Provide compliance support to the business and work with other members of the team to ensure all required records and compliance registers are maintained and in an accurate and timely manner

● Liaising with staff from compliance colleagues globally and other departments as required

● Preparing monthly reports for the compliance team

Requirements:

• At least 1 year experience in Compliance and with basic knowledge of regulatory compliance issues
• Ability to use good judgment and logic with attention to detail and organizational skills
• Experience in preparing materials for compliance reporting
• Ability to review content for accuracy and consistency
• Proficient with word processing, excel and computer skills